VW First Time Buyer Program

First Time Buyer Program

Volkswagen Credit offers a program on New or Used Volkswagen vehicles to US citizens or Permanent Residents who have never had automotive credit and have a minimum of one year residence in Sierra Volkswagen's market area. It is available for retail financing or leasing and provides an exciting opportunity for someone with little or no credit history to get into a new or late model used Volkswagen. Contact us today to see if you qualify and to find out about the required documentation.

What are the VW First Time Car Buyer Program Benefits? 

With the Volkswagen First Time Car Buyer Program, you have the ability to own your Volkswagen vehicle for the whole life of the vehicle while building equity. You'll enjoy more flexible terms from Volkswagen Credit including no vehicle customization limits or mileage restrictions. Plus, you won' t be held to any end-of-lease obligations including excess wear and tear charges. With our competitive VW finance rates, it' s easy for first time car buyers to drive home happy.

Am I Eligible for the Volkswagen First Time Car Buyer Program?

If you' re a U.S. citizen or a permanent resident who has never had automotive credit, you can take advantage of the VW First Time Car Buyer Program at Sierra Volkswagen. You aren't required to have any credit history, but any existing credit is considered, and you must be approved by Volkswagen Credit before joining the program.

VW First Time Car Buyer Program Near Me

Ready to buy a Volkswagen vehicle? Come to our Sierra VW dealer to get the process started with:

  • A contact name and phone number within the Payroll or Human Resources Department of the applicant' s employer
  • A copy of proof of income and minimum one year of verifiable full-time employment with current employer with income commensurate with all financial obligations
  • A copy of your United States Social Security card
  • Documentation to verify your address and phone number
  • Two complete personal references (including the addresses and phone numbers) who reside in the U.S. and whom Volkswagen Credit can contact directly -- one must be from a relative.

Tips for First-Time Car Buyers

Research the newest Volkswagen models you can drive home to learn about the cutting-edge technology you'll enjoy in a Volkswagen vehicle when you're buying a car for the first time. If you want a used VW, research the model's current Kelley Blue Book value.

  • Be honest with yourself about your car-shopping budget. Going into the process with realistic down payment and monthly car payment budgets will help our sales team find a vehicle that you can afford.
  • Consider your driving and lifestyle needs before you buy your first car. If you'll be commuting, a fuel-efficient Volkswagen Jetta or Passat could be what you're searching for. Need lots of space for belongings and passengers? Explore our selection of VW Atlas and Tiguan SUVs.
  • Determine if you have the funds to buy a car outright or if you plan to finance a new or Certified Pre-Owned Volkswagen in Ottawa, IL. Our VW finance team can help you decide between buying and leasing a new Volkswagen, and help you through the financing process and ensure you get the competitive VW financing rates you deserve.
  • Make sure you test-drive the new or used Volkswagen you want before you sign any documents, because it' s important to confirm that it's the right vehicle for you.
  • Create a list of features you want and rank them by necessity to help you narrow your search. Preferences may include a specific body style, certain infotainment features, a power sunroof or manual transmission.
  • When you search for "VW dealers near me," you'll find that we're a nearby Volkswagen dealership that you can trust. 

4 Mistakes First-Time Car Buyers Make

  • Factoring in their VW loan interest rate: Don' t forget to take the additional expense of car interest rates into account when you're establishing a monthly car payment budget for your auto loan.
  • Waiting to get car insurance quotes until they've made the purchase: You'll want to determine how your first-time car choice will affect your monthly payments
  • Ignoring Finance & Insurance add-ons: Our VW finance is here to tell you about the available warranties, GAP insurance and other financing options you can take advantage of when you buy your first Volkswagen.
  • Skipping the online research phase: You can browse our VW inventory on our website, whether you' re in the market for a Certified Pre-Owned Volkswagen or any of our used cars for sale.

VW Insurance Options

Visit Sierra Volkswagen in Ottawa, IL, to learn about My VW Insurance options that can help protect your investment. Buy a new VW you'll love for years to come with the Volkswagen First Time Car Buyer Program!